RealEstateCalculators.app is a free suite of real estate tools built for buyers, sellers, homeowners, and investors who want fast, accurate calculations without signing up for anything or sharing personal data.
Our Mission
Real estate is one of the most important financial decisions most people make in their lives. We believe everyone deserves access to the same analytical tools that professional real estate agents and investors use — for free, without any strings attached.
What We Offer
- Mortgage Calculator — Full PITI payment with taxes, insurance, PMI, and HOA
- Home Affordability Calculator — Maximum purchase price using 28/43 DTI guidelines
- Rent vs Buy Calculator — True cost comparison with break-even analysis
- Closing Costs Calculator — Buyer and seller fees for all 50 states
- Seller Net Proceeds Calculator — Your take-home after commissions, costs, and taxes
- Investment ROI Calculator — Cap rate, cash-on-cash, NOI, and 5-year projection
- Cap Rate Calculator — Capitalization rate with full NOI breakdown
- Fix & Flip Calculator — 70% rule, hard money financing, and profit analysis
- Cash on Cash Return Calculator — Actual cash yield benchmarked against alternatives
- Mortgage Payoff Calculator — Interest saved and years cut from extra payments
- Property Tax Calculator — Annual tax estimates for all 50 states
Privacy by Design
All calculations run entirely in your browser. We do not store, transmit, or analyze any of the numbers you enter. Your financial information stays on your device. We use Google Analytics to understand aggregate traffic patterns (not individual user behavior) and Google AdSense to serve ads that keep the site free.
Data Sources
Our calculators use 2026 data including current mortgage rates, state property tax effective rates from the Tax Foundation and U.S. Census Bureau, state transfer tax rates, and standard industry closing cost benchmarks. All hardcoded data is reviewed and updated annually.
Disclaimers
All calculators are for educational and planning purposes only. They do not constitute financial, legal, tax, or real estate advice. Results are estimates — actual costs, rates, and outcomes depend on your individual circumstances. Always consult licensed professionals for important financial decisions.
Contact
Questions, suggestions, or feedback? We'd love to hear from you. See the footer for contact information.